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Currency Converter

Live mid-market exchange rates for 160+ currencies, sourced from central banks. Convert instantly, track multiple currencies at once, see the amount ladder for 1/10/100/1000, and review your conversion history.

160+ currencies live Mid-market rates Multi-currency dashboard Conversion history

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Live rates Loading... Mid-market rate • ECB & central banks

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US Dollar

🇦🇪

UAE Dirham

1 USD = - AED

Quick amounts

Multi-currency dashboard (all conversions from your From amount)

Popular pairs

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Features

Live rates, multi-currency dashboard and amount ladder — better than XE for everyday use

Most currency converters show one rate for one pair. This converter shows live mid-market rates for 160+ currencies, lets you monitor multiple currencies simultaneously on a live dashboard, provides a quick-reference amount ladder (1, 10, 100, 1000, 10000), and saves your recent conversions as a clickable history.

Live mid-market rates

Rates sourced from the European Central Bank and 40+ central banks via the Frankfurter API. Mid-market rates are the fairest benchmark — they are the midpoint between buy and sell prices on global currency markets.

Multi-currency dashboard

Add up to 10 currencies to your live dashboard. All cards update instantly when you change the amount or base currency. See AED, USD, EUR, GBP, INR, SAR and more at a glance without switching tabs.

Amount ladder

Instantly see what 1, 10, 100, 1000 and 10,000 units of your base currency convert to. Essential for travellers, shoppers and business owners who need to quickly gauge scale without typing every amount.

Conversion history

Your last 10 conversions are saved as a clickable list. Click any history item to reload that conversion instantly. Useful when you are comparing multiple scenarios or revisiting earlier calculations.

Popular pairs one-click

Quick-access buttons for the most common currency pairs: AED/USD, AED/INR, USD/EUR, GBP/USD, USD/JPY, USD/SAR, AUD/USD and more. Load any pair with a single click.

160+ currencies

Covers all major world currencies plus many emerging market and exotic currencies. Includes AED, USD, EUR, GBP, INR, JPY, CNY, SAR, QAR, KWD, SGD, AUD, CAD and more. Sortable by currency code.

How to use

How to convert currency online

Select your currencies

Choose the currency you want to convert from and the currency you want to convert to using the dropdowns at the top. Or click any Popular pair button below the converter to load a preset pair instantly.

Enter your amount

Type the amount in the left field. The result appears instantly in the right field. Use the swap button to reverse the conversion direction. Click the clipboard icon next to either field to copy that value.

Check the amount ladder

The amount ladder below the converter shows what 1, 10, 100, 1,000 and 10,000 of your base currency converts to. Click any cell to load that amount into the converter and save it to history.

Add currencies to your dashboard

Use the Add to dashboard selector below the main converter to add any currency. The dashboard shows live conversions from your current amount for all added currencies at once. Remove any with the x button.

Quick reference

Live AED exchange rate table (indicative, mid-market)

Currency	Code	AED 1 =
Loading live rates...

Mid-market rates sourced from ECB and central banks via Frankfurter API. Updated daily. Not suitable for forex trading. Use for indicative purposes only.

Comparison

LazyTools vs other currency converter tools

Feature	⭐ LazyTools	XE.com	Google	Wise
Mid-market rate	✔	✔	✔	✔
Multi-currency dashboard	✔ Up to 10	Requires account	✘	✘
Amount ladder (1/10/100/1000)	✔	✘	✘	✘
Conversion history	✔	Requires account	✘	✘
No login required	✔ Fully free	Some features need login	✔	Account for transfers
No ads or upsells	✔	✘ Heavy upsell	✔	✘ Transfer upsell

Complete guide

Currency Converter — Exchange Rates, Mid-Market Rates and How Currency Conversion Works

Currency conversion is the process of determining how much one currency is worth in terms of another. Exchange rates fluctuate constantly based on international trade, capital flows, interest rate decisions, inflation, geopolitical events and market sentiment. An online currency converter uses these exchange rates to translate an amount from one currency into its equivalent in another, giving you an instant sense of purchasing power across borders.

What is the mid-market exchange rate?

The mid-market rate (also called the interbank rate or spot rate) is the midpoint between the buy and sell prices of a currency on the global market at any given moment. It is the "true" exchange rate that you see quoted on financial data sites, Bloomberg and Reuters. Banks, money transfer services and currency exchange bureaus all add a margin or fee on top of the mid-market rate — this margin is how they make money. When you exchange currency at an airport or bank, you typically receive a rate that is 2-5% worse than the mid-market rate. Wise and Revolut have made mid-market rates available to consumers for transfers, while XE, this calculator and Google use mid-market rates for display purposes only.

AED to USD exchange rate today

The UAE Dirham (AED) is pegged to the US Dollar at a fixed rate of 3.6725 AED per 1 USD. This peg has been maintained since 1997 and is one of the most stable currency pegs in the world. Because of the peg, the AED/USD rate never fluctuates — it is always 3.6725. When you convert AED to other currencies, the rate does fluctuate because it passes through the USD peg first. For example, AED/EUR changes every day because EUR/USD changes every day, even though AED/USD is fixed. As of mid-April 2026, 1 USD buys approximately 0.88-0.92 EUR, meaning 1 AED buys approximately 0.24-0.25 EUR.

USD to INR exchange rate today

The Indian Rupee (INR) has gradually weakened against the US Dollar over the past decade, moving from approximately 60 INR per USD in 2013 to the current range around 83-86 INR per USD. The Reserve Bank of India (RBI) manages the rupee's value through foreign exchange market interventions and interest rate policy. For the UAE-based Indian expatriate community — one of the largest remittance corridors in the world — the AED/INR rate is of particular interest. At AED/USD of 3.6725 and USD/INR of approximately 84, the AED/INR rate is approximately 22.9 INR per AED. Use this converter to get the current live rate.

GBP to AED exchange rate

The British Pound (GBP) is one of the world's oldest and strongest currencies. The GBP/USD rate (informally called "cable") is one of the most heavily traded currency pairs globally. For Dubai-based British expatriates and those remitting money back to the UK, the AED/GBP rate is important. The GBP/AED rate is approximately 4.5-5.0 AED per GBP, depending on current market conditions. Since the AED is pegged to USD, changes in the GBP/AED rate mirror changes in the GBP/USD rate exactly.

What currencies are supported?

This converter supports 160+ currencies sourced from the European Central Bank and 40+ other central banks and official sources via the Frankfurter API. Major currencies include: AED (UAE Dirham), USD (US Dollar), EUR (Euro), GBP (British Pound), JPY (Japanese Yen), CNY (Chinese Yuan), INR (Indian Rupee), CAD (Canadian Dollar), AUD (Australian Dollar), CHF (Swiss Franc), SAR (Saudi Riyal), QAR (Qatari Riyal), KWD (Kuwaiti Dinar), BHD (Bahraini Dinar), SGD (Singapore Dollar), MYR (Malaysian Ringgit), PKR (Pakistani Rupee), BDT (Bangladeshi Taka), EGP (Egyptian Pound) and many more.

Frequently asked questions

Is the AED/USD rate fixed?▼

Yes. The UAE Dirham has been pegged to the US Dollar at exactly 3.6725 AED per 1 USD since 1997. This is a hard peg maintained by the UAE Central Bank. The rate has not changed in nearly 30 years and is considered one of the most reliable currency pegs in the world. Because of this peg, the AED effectively moves with the USD against all other currencies. When USD strengthens, AED also strengthens. When USD weakens, AED weakens. The peg provides stability for businesses and residents in the UAE and facilitates the country's role as a global trade and finance hub.

What is the difference between the exchange rate shown here and what I get at a bank?▼

This converter shows the mid-market rate — the fairest benchmark rate that exists between currencies. Banks and currency exchanges always add a margin (typically 1-5%) on top of this rate, which is how they make money. An airport exchange bureau may apply a 5-8% margin. Money transfer services like Wise typically add 0.4-2% over the mid-market rate, while traditional bank transfers add 2-4%. So if this converter shows 1 USD = 3.6725 AED, your bank will give you something like 3.5500-3.6200 AED for every dollar you convert, depending on the service and your volume.

How often are the exchange rates updated?▼

The rates in this converter are sourced from the Frankfurter API, which aggregates data from the European Central Bank and 40+ other central banks and official sources. The ECB publishes reference rates once per business day at approximately 16:00 CET. The API updates its rates to reflect these daily publications. Rates are therefore updated daily during business days. On weekends and public holidays, the most recently published rates are used. For real-time intraday rates (minute-by-minute), you would need a paid forex data feed. For all practical purposes including travel, shopping, salary calculations and remittances, daily mid-market rates are accurate enough.

What is the best currency to bring to Dubai?▼

US Dollars are the easiest foreign currency to exchange in Dubai, given the USD/AED peg. You can exchange USD at any bank, exchange bureau or ATM at the fixed rate of 3.6725 AED per dollar (minus any service fees). Major currencies like EUR, GBP, INR, JPY and Australian Dollar are also easily exchanged. The best exchange rates in Dubai are typically found at licensed exchange bureaus (Al Ansari Exchange, UAE Exchange, Travelex, Lari Exchange) rather than at hotel desks or airport counters. Paying directly with a debit or credit card that uses mid-market rates (such as Wise or Revolut) is often the most cost-effective option for travellers.

How do I calculate AED to INR for remittances?▼

To calculate AED to INR for remittances, use this converter to find the current mid-market rate. For example, if 1 AED = 22.9 INR at the mid-market rate and you want to send AED 1,000, the equivalent is approximately INR 22,900. However, actual remittance services charge a margin on the exchange rate plus sometimes a flat transfer fee. Services like Al Ansari Exchange, LuLu Exchange and UAE Exchange offer competitive rates for AED to INR remittances. The UAE is one of the largest sources of remittances to India in the world. Compare the rates offered by at least 2-3 services against the mid-market rate shown here to understand how much margin you are paying.

Why does the exchange rate change every day?▼

Exchange rates change because currency markets are continuously pricing the relative value of currencies based on economic fundamentals and market sentiment. The key drivers are: interest rate differentials (currencies with higher interest rates tend to appreciate as investors seek yield), inflation rates (higher inflation erodes purchasing power and weakens a currency), trade balances (countries with current account surpluses tend to have stronger currencies), GDP growth (strong economic growth attracts foreign investment), geopolitical events (uncertainty causes capital flight to "safe haven" currencies like USD, JPY and CHF), and central bank interventions (central banks sometimes buy or sell their own currency to manage its value). The USD is the world's reserve currency and the most traded, meaning most exchange rates are quoted as pairs against USD.

What is a pip in forex and does it affect this converter?▼

A pip (percentage in point) is the smallest price movement in forex trading, typically the fourth decimal place (0.0001) for most currency pairs. For example, if EUR/USD moves from 1.0850 to 1.0851, it has moved 1 pip. Pips matter enormously for forex traders who deal in large volumes — even a 1-pip change on a $1 million position is a $100 gain or loss. For everyday currency conversion purposes (travel, remittances, salary calculations), pips are not relevant. This converter provides daily mid-market rates that are accurate to 4-6 decimal places — more than sufficient for any non-trading use case. This tool is not intended for forex trading and rates are not suitable for processing cross-currency settlements.

How much is 1 million USD in AED?▼

Given the fixed USD/AED peg of 3.6725, USD 1,000,000 equals exactly AED 3,672,500. This rate never changes. For other currencies: at approximate mid-April 2026 rates, USD 1 million is approximately EUR 880,000-920,000, GBP 750,000-790,000, INR 83-86 million, JPY 145-150 million, CAD 1.35-1.40 million, AUD 1.55-1.60 million, SGD 1.32-1.38 million, and CNY 7.20-7.30 million. Use the amount field in this converter to enter 1000000 and check the live equivalents for all currencies simultaneously using the multi-currency dashboard.

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