Payslip Generator Free Online Pay Stub Maker — UK & US, Print to PDF
Create a professional payslip or pay stub in minutes. Choose UK payslip mode (PAYE tax code, NI number, National Insurance deductions) or US pay stub mode (EIN, SSN, state, federal and state tax). Add unlimited earnings and deduction rows, year-to-date columns, and company details. The formatted payslip preview updates live as you type. Print directly or save as PDF using your browser — no watermark, no account, completely free.
UK Payslip — Live Preview, Print to PDF
Fill in the form on the left. The payslip preview updates live on the right. Click Print when ready.
| Description | This period | Year to date |
|---|---|---|
| Total Earnings |
| Description | This period | Year to date |
|---|---|---|
| Total Deductions |
Payslip format reference
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A Payslip Generator That Works for UK and US Formats
Most free payslip tools online produce watermarked documents, require accounts, or generate fixed-format PDFs that do not adapt to your actual pay structure. This generator gives you a live, editable payslip with unlimited earnings and deduction rows that you print directly to PDF using your browser — no third party, no upload, no watermark.
UK and US Payslip Legal Requirements
UK payslip legal requirements
Under the Employment Rights Act 1996 (as amended by the Employment Rights Act 2018), UK employers must provide a written payslip to all workers — including zero-hours contract workers — on or before payday. The payslip must show as a minimum: gross earnings, net earnings, and details of any variable deductions (income tax, National Insurance). Fixed deductions (such as a pension contribution at a fixed rate) can be shown as a single total if employees have been given a separate written statement of the components. Since April 2019, payslips must also show the total number of hours worked for employees paid by the hour.
US pay stub requirements
In the United States, federal law (the Fair Labor Standards Act) does not mandate a specific pay stub format, but employers must keep records of wages paid. However, most US states have their own pay stub laws. California, New York, Texas and most other states require employers to provide detailed pay stubs. Requirements typically include: employee name and employer name, pay period start and end dates, gross wages, all deductions individually itemised, and net wages. Some states additionally require the employer’s address, hourly rate, and hours worked.
Important note on tax calculations
This generator is a document formatting tool, not a payroll calculation system. You must enter the correct tax figures yourself. UK income tax and National Insurance are calculated based on tax code, earnings, and current HMRC tax tables. US federal and state income tax withholding depends on filing status, allowances, and earnings. Always use HMRC’s PAYE tools, the IRS withholding estimator, or payroll software to calculate the correct deduction amounts before entering them here.
LazyTools vs Other Payslip Generators
| Feature | LazyTools | Stubcreator | 123PayStubs | PayslipGenerator.co.uk |
|---|---|---|---|---|
| No watermark | ✅ Yes | ❌ Watermarked free | ❌ Watermarked free | ⚠ Varies |
| No account required | ✅ Yes | ⚠ Email required | ⚠ Account needed | ✅ Yes |
| UK payslip mode | ✅ Yes (PAYE/NI) | ❌ US only | ❌ US only | ✅ Yes |
| US pay stub mode | ✅ Yes | ✅ Yes | ✅ Yes | ❌ UK only |
| Unlimited deduction rows | ✅ Yes | ⚠ Fixed template | ⚠ Paid | ⚠ Limited |
| YTD columns | ✅ Yes | ⚠ Paid | ⚠ Paid | ⚠ Basic |
| Live preview | ✅ Yes | ❌ No | ❌ No | ❌ No |
Common UK Payslip Deductions
| Deduction | Description | Rate / basis |
|---|---|---|
| Income Tax (PAYE) | Calculated from tax code and earnings. Basic rate 20%, higher rate 40%, additional rate 45% | Based on tax code |
| National Insurance (Class 1) | Employee NI contribution on earnings above the primary threshold | 8% on earnings above threshold (2024/25) |
| Pension (Automatic Enrolment) | Minimum employee pension contribution under auto-enrolment | 5% min. employee (8% total) |
| Student Loan Plan 1 | Repayment for pre-2012 England/Wales or Scotland loans | 9% above £24,990 |
| Student Loan Plan 2 | Repayment for post-2012 England/Wales loans | 9% above £27,295 |
| Cycle to Work Scheme | Salary sacrifice for bicycle purchase | Varies by agreement |
Frequently Asked Questions
Select UK or US mode. Enter company and employee details. Add earnings and deductions with amounts and YTD figures. The payslip preview updates live. Click Print and save as PDF using your browser. No account, no watermark, free.
By law: gross pay, net pay, and itemised variable deductions. It should also include: employee name, pay period, tax code, NI number, PAYE reference, and year-to-date totals. Hourly employees' payslips must also show total hours worked (from April 2019).
Click Print. In the print dialog, change the destination to Save as PDF (Chrome/Edge/Firefox) or Microsoft Print to PDF (Windows). Choose A4 (UK) or Letter (US) paper. The editor controls are automatically hidden - only the payslip document prints.
Year To Date. The cumulative total for each earnings and deduction item from the start of the tax year (6 April in the UK, 1 January in the US) through the current pay period. YTD figures help verify annual tax deductions and prepare for tax returns.
Select US mode. Enter company name, EIN, employee name, SSN and state. Add earnings (basic salary, overtime, bonus) and deductions (federal tax, state tax, Social Security, Medicare, health insurance). Click Print and save as PDF. No watermark on the output document.
No. This is a document formatting tool, not a payroll calculator. You must enter the correct tax amounts yourself. Use HMRC's PAYE calculator (UK), the IRS Tax Withholding Estimator (US), or your payroll software to calculate correct deduction amounts before entering them here.
A tax code tells your employer how much of your income is tax-free before PAYE is deducted. The most common is 1257L, representing a personal allowance of £12,570 per year. Check or update your tax code through HMRC's Personal Tax Account online.
This tool creates payslip documents. For legal compliance, tax amounts must be correctly calculated and the document must reflect actual payments made. It is suitable for record-keeping, self-employed people documenting their pay, and employers who calculate taxes separately. Consult a payroll professional or accountant for compliance with employment law in your jurisdiction.